So what? Turn off the backup.
Sure.
Why not?
It'll be on your home dir, so delete it.
If that's where your home dir is, then you're in trouble, It should be on a /home partition.
Why?
Sure. Ask it. Or strace it.
Man vi ...
-n No swap file will be used. Recovery after a crash will be impossible. Handy if you want to edit a file on a very slow medium (e.g. floppy). Can also be done with '

et uc=0'. Can be undone with '

et uc=200'.
... -r List swap files, with information about using them for recovery.
-r {file} Recovery mode. The swap file is used to recover a crashed editing session. The swap file is a file with the same filename as the text file with '.swp' appended. See ':help recovery'.
Etc etc tec. Shum Problem?